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BBKP — Income Statement (Laba Rugi)

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Laporan Keuangan Ringkasan laba rugi, neraca, dan arus kas — BBKP PT Bank KB Bukopin Tbk

Emiten
Tahun (s/d)
Periode
Satuan
 
Laba Rugi Neraca Arus Kas
BBKP — Income Statement (Laba Rugi)
Dalam Jutaan IDR  |  Triwulanan  |  9 periode s/d 2026
IDX · Data asli: IDR
Dalam Jutaan IDR Q1 2026 Q4 2025 Q3 2025 Q2 2025 Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024
▼ Total Pendapatan 1,418,0025,543,3474,174,2162,681,4731,328,5795,532,1354,181,0422,721,4321,286,888
Pendapatan Bunga 1,400,8645,437,7204,082,3212,677,2721,320,8995,454,0994,122,7692,665,7251,257,264
Provisi Dan Komisi Kredit 17,138105,62791,8954,2017,68078,03658,27355,70729,624
Total Pendapatan 1,418,0025,543,3474,174,2162,681,4731,328,5795,532,1354,181,0422,721,4321,286,888
▼ Total Beban Pokok Penjualan (993,820)(4,245,774)(3,181,431)(2,104,154)(1,072,574)(4,301,374)(3,188,149)(2,095,560)(1,029,306)
Beban Bunga (993,820)(4,245,774)(3,181,431)(2,104,154)(1,072,574)(4,301,374)(3,188,149)(2,095,560)(1,029,306)
Beban Provisi Dan Komisi ---------
Total Beban Pokok Penjualan (993,820)(4,245,774)(3,181,431)(2,104,154)(1,072,574)(4,301,374)(3,188,149)(2,095,560)(1,029,306)
Laba Kotor 424,1821,297,573992,785577,319256,0051,230,761992,893625,872257,582
▼ Total Beban Usaha (406,143)(2,392,873)(1,164,611)(634,571)(186,670)(6,016,948)(4,408,237)(4,655,233)(1,353,667)
▼ Pendapatan Operasional Lainnya (6,420)(466,616)117,517208,800216,675(4,231,674)(113,916)(128,497)(930,989)
Provisi Dan Komisi Lainnya ---------
Keuntungan Transaksi Perdagangan ---------
Pendapatan Dividen -------157-
Keuntungan (Rugi) Atas Transaksi Derivatif ---------
Others (6,420)(466,616)117,517208,800216,675(4,231,674)(113,916)(128,654)(930,989)
Total Pendapatan Operasional (6,420)(466,616)117,517208,800216,675(4,231,674)(113,916)(128,497)(930,989)
▼ Beban Operasional Lainnya (399,723)(1,926,257)(1,282,128)(843,371)(403,345)(1,785,274)(4,294,321)(4,526,736)(422,678)
Beban Penyisihan Kerugian Penurunan Nilai --(1,536)8,426--(3,067,386)(3,720,209)-
Beban Umum Dan Administrasi (170,102)(1,024,073)(633,147)(430,235)(209,049)(878,897)(609,383)(401,429)(184,397)
Others (229,621)(902,184)(647,445)(421,562)(194,296)(906,377)(617,552)(405,098)(238,281)
Total Beban Operasional (399,723)(1,926,257)(1,282,128)(843,371)(403,345)(1,785,274)(4,294,321)(4,526,736)(422,678)
Total Beban Usaha (406,143)(2,392,873)(1,164,611)(634,571)(186,670)(6,016,948)(4,408,237)(4,655,233)(1,353,667)
Laba Usaha 18,039(1,095,300)(171,826)(57,252)69,335(4,786,187)(3,415,344)(4,029,361)(1,096,085)
▼ Penghasilan/Beban Lain-Lain (9,428)1,237,859549,404563,213383,043(118,033)(30,493)11,25939,168
Others (9,428)1,237,859549,404563,213383,043(118,033)(30,493)11,25939,168
Total Penghasilan/Beban Lain-Lain (9,428)1,237,859549,404563,213383,043(118,033)(30,493)11,25939,168
Laba Sebelum Pajak 8,611142,559377,578505,961452,378(4,904,220)(3,445,837)(4,018,102)(1,056,917)
▼ Beban Pajak Penghasilan (3,353)(17,150)(88,925)(116,293)(100,255)(1,424,400)758,279885,259229,857
Pajak Kini ---------
Pajak Tangguhan ---------
Total Beban Pajak Penghasilan (3,353)(17,150)(88,925)(116,293)(100,255)(1,424,400)758,279885,259229,857
Laba Bersih Tahun Berjalan 10,67366,588288,653389,668352,123(6,328,620)(2,687,558)(3,132,843)(827,060)
▼ Pendapatan Komprehensif Lain (6,179)11,93314,42616,7705,146180,24334,553(28,495)(4,943)
Others (6,179)11,93314,42616,7705,146180,24334,553(28,495)(4,943)
Total Pendapatan Komprehensif Lain (6,179)11,93314,42616,7705,146180,24334,553(28,495)(4,943)
Jumlah Laba Komprehensif 4,49478,521303,079406,438357,269(6,148,377)(2,653,005)(3,161,338)(832,003)
▼ Laba Bersih Yang Dapat Diatribusikan 10,67366,588288,653389,668352,123(6,328,620)(2,687,558)(3,132,843)(827,060)
Pemilik Entitas Induk 10,50965,921288,146389,320351,920(6,329,138)(2,689,009)(3,133,447)(827,303)
Kepentingan Non-Pengendali 1646675073482035181,451604243
Total Laba Bersih Yang Dapat Diatribusikan 10,67366,588288,653389,668352,123(6,328,620)(2,687,558)(3,132,843)(827,060)
▼ Laba Komprehensif Yang Dapat Diatribusikan 4,49478,521303,079406,438357,269(6,148,377)(2,653,005)(3,161,338)(832,003)
Pemilik Entitas Induk 4,33077,857302,572406,090357,066(6,148,908)(2,654,456)(3,161,942)(832,246)
Kepentingan Non-Pengendali 1646645073482035311,451604243
Total Laba Komprehensif Yang Dapat Diatribusikan 4,49478,521303,079406,438357,269(6,148,377)(2,653,005)(3,161,338)(832,003)
Key Ratios — BBKP ROE, ROA, EPS disetahunkan · Metode Teguh Hidayat · Harga saham: Rp 53 (2026-07-24)
Rasio Q1 2026 ×4 Q4 2025 Q3 2025 ×1⅓ Q2 2025 ×2 Q1 2025 ×4 Q4 2024 Q3 2024 ×1⅓ Q2 2024 ×2 Q1 2024 ×4
Profitabilitas
Gross Margin (%) 29.91% 23.41% 23.78% 21.53% 19.27% 22.25% 23.75% 23.00% 20.02%
Operating Margin (%) 1.27% 19.76% 4.12% 2.14% 5.22% 86.52% 81.69% 148.06% 85.17%
Net Margin (%) 0.74% 1.19% 6.90% 14.52% 26.49% 114.41% 64.31% 115.14% 64.29%
ROE (%) 0.52% 0.82% 4.63% 9.28% 16.87% 79.24% 31.23% 57.10% 24.87%
ROA (%) 0.05% 0.07% 0.43% 0.93% 1.66% 7.62% 4.25% 7.49% 3.98%
Per Lembar Saham
EPS (Rp) 0,23 0,35 2,07 4,19 7,58 34,06 19,29 33,73 17,81
BVPS (Rp) 43,43 43,40 44,61 45,17 44,91 42,98 61,79 59,06 71,60
Valuasi
PER (x) 230.43x 151.43x 25.60x 12.65x 6.99x n/a n/a n/a n/a
PBV (x) 1.22x 1.22x 1.19x 1.17x 1.18x 1.23x 0.86x 0.90x 0.74x
Struktur Modal
DER (x) 9.76x 10.17x 9.81x 8.99x 9.20x 9.43x 6.37x 6.65x 5.26x